You may have heard about the recent outbreak of dental caries in the United States.
But what about the untold story of how people can get dental insurance without having insurance?
Dentists Without Insurance explains how to get the dental care you need without getting covered by insurance.
Sign up for dental insurance.
A few months ago, the Department of Health and Human Services (HHS) started rolling out new health insurance coverage requirements for health care providers.
For example, if you work for a non-profit, you need to sign up for a dental insurance policy with your state health department.
If you’re a patient of a hospital, you have to sign a policy with the federal government.
In general, it’s easier to sign for dental coverage if you’re not already insured.
If that’s not the case, you may have to pay more out of pocket for dental care.
You may be surprised how much you’ll pay.
According to the Bureau of Labor Statistics, people who signed up for health insurance without insurance can expect to pay about $2,600 in premiums for a first year of coverage.
The average dental care bill will cost about $1,200 in 2018.
To find out if you qualify, you’ll need to go to your state’s insurance exchange.
Your local insurance company will send you a statement outlining the details of your policy.
The statement will give you a good idea of how much coverage you’re eligible for.
But it won’t tell you if you actually need dental care or not.
Get dental care from a doctor.
You don’t have to go without dental insurance, but you do have to get some dental care before you can afford it.
If your insurance company doesn’t let you sign up, there’s a better option.
You can pay for your own care at your local hospital or dentist.
Most dental clinics and doctors will let you use their facilities.
And they’ll generally offer you an appointment or a consultation.
But you can’t just call and ask for a referral.
You’ll have to wait a little while for the referral.
The sooner you get in line, the better your chances of getting your teeth cleaned and repaired.
But don’t worry if you can get your teeth fixed without insurance.
You still have to put down a deposit.
But with some of the cheaper options, the deposit usually comes out to about $300 or less.
The amount you need for your initial treatment varies by the type of treatment you need, and by your age.
You also have to set aside a certain amount of money to pay for the rest of your care.
Choose your dentist.
You won’t have dental insurance unless you have a doctor’s appointment at a participating hospital or a dentist.
Your insurance company usually has information on how to choose a dental doctor.
The most common choice is a family dentist, but there are other options, too.
The best dentist in your area can have the best care for you.
For some people, it may not be a good fit.
But if you know your dentist well, you can decide for yourself.
If there’s one thing you can count on, it will be that your dentist will make sure you get the care you deserve.
If not, you probably won’t get much care at all.
Find out about dental care outside the hospital.
Most health insurance companies cover a number of dental services outside the hospitals.
These services may include: orthodontics for adults; dentures and bridges for children; dental implants for adults and children; dentifrice and toothbrushes for children, and mouthpieces for people with dental conditions.
The federal government also offers dental benefits to certain groups of people.
In most cases, you won’t need dental insurance if you have Medicare, Medicaid, private health insurance or the Veterans Health Administration’s dental benefits.
For a list of insurance options that don’t cover dentistry outside the medical community, see the National Association of Dental Plans and Dental Affiliates’ website.
Choose a dentist that meets your needs.
When you decide to visit your dentist, make sure the services you need are covered.
A good place to start is to look at the list of dental insurance plans in your state.
If none of them covers dental care, your dentist can find a dentist in another state that will.
You might have to do a little homework.
If no dentist in that state offers dental insurance to you, you might want to check with a dental network to see if it offers dental coverage in your community.
The following list of network dental plans covers a wide variety of services: Blue Cross Blue Shield of Maryland, Inc. (BCBSM), a national dental network; Dental Network of Georgia; Blue Cross and Blue Shield, Inc.; Health Net, Inc., a network of insurers that provides dental benefits; Medica, Incorporated; United Health Care, Inc; and United Health Services, Inc .
Find an online dental referral service